{"id":5443,"date":"2025-10-22T20:27:50","date_gmt":"2025-10-22T20:27:50","guid":{"rendered":"https:\/\/www.dinsmore.com\/?post_type=industries&#038;p=5443"},"modified":"2025-12-18T00:25:39","modified_gmt":"2025-12-18T00:25:39","slug":"consumer-finance-creditors-rights-default-loan-servicing","status":"publish","type":"industries","link":"https:\/\/www.dinsmore.com\/industries\/consumer-finance-creditors-rights-default-loan-servicing\/","title":{"rendered":"Consumer Finance Creditors&#8217; Rights &#038; Default Loan Servicing"},"content":{"rendered":"\n<p>Dinsmore\u2019s consumer finance team is comprised of well-known and experienced attorneys who are actively engaged in the representation of financial institutions of all sizes, including national and state banks, credit unions, state and federally chartered mortgage lenders, loan servicers, and specialty lenders. We know these clients face extraordinary regulatory oversight and greater litigation risks than ever before. Our goals are to anticipate and avoid costly litigation, and, if litigation becomes necessary, to develop sound litigation strategies at the earliest stages of the case, focusing on our client\u2019s interests.<\/p>\n\n\n\n<p>Dinsmore\u2019s consumer finance creditors\u2019 rights attorneys handle and defend every type of consumer claim imaginable, whether it be a claim related to a mortgage loan, a consumer deposit account, a credit card, or an automobile loan.&nbsp; These include UDAAP claims and alleged violations of the Truth-in-Lending Act (\u201cTILA\u201d), Regulation Z, the Real Estate Settlement Procedures Act (\u201cRESPA\u201d), Regulation X, the Fair Debt Collection Practices Act (\u201cFDCPA\u201d), the Fair Credit Reporting Act (\u201cFCRA\u201d), and the Telephone Consumer Protection Act (\u201cTCPA\u201d).<\/p>\n\n\n\n<p>We act as national counsel for multiple national banks, mortgage servicers, fintechs, and auto financing companies. Our consumer bankruptcy litigators are nationally known and able to leverage their relationships with courts, bankruptcy trustees and the bankruptcy bar to achieve unmatched results. Clients also regularly rely on Dinsmore in consumer foreclosure matters throughout the country when they become contested, when counterclaims are filed, or when a case is proceeding to trial. We are fully versed in the mix of foreclosure defenses and lender liability claims asserted by borrowers, and we stay up-to-date with legal developments to enable us to pursue the most effective methods to defeat opposing claims and avoid unnecessary delays in the foreclosure process. During our representation, we stay in close contact with our clients to consider all loss-mitigation opportunities while ensuring compliance with applicable servicing rules and regulations.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dinsmore\u2019s consumer finance team is comprised of well-known and experienced attorneys who are actively engaged in the representation of financial institutions of all sizes, including national and state banks, credit unions, state and federally chartered mortgage lenders, loan servicers, and specialty lenders. We know these clients face extraordinary regulatory oversight and greater litigation risks than\u2026<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":6,"template":"single-industries-child","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[],"class_list":["post-5443","industries","type-industries","status-publish","format-standard","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.5 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Consumer Finance Creditors&#039; Rights &amp; Default Loan Servicing - Dinsmore &amp; Shohl<\/title>\n<meta name=\"description\" content=\"Dinsmore advises lenders and servicers on consumer finance, creditors\u2019 rights, and default loan servicing to reduce risk, manage litigation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dinsmore.com\/industries\/consumer-finance-creditors-rights-default-loan-servicing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Consumer Finance Creditors&#039; 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