{"id":29363,"date":"2023-04-19T16:32:00","date_gmt":"2023-04-19T16:32:00","guid":{"rendered":"https:\/\/www.dinsmore.com\/?post_type=publications&#038;p=29363"},"modified":"2025-11-24T20:25:29","modified_gmt":"2025-11-24T20:25:29","slug":"cfpb-releases-new-required-form-for-use-in-employee-background-check-process","status":"publish","type":"publications","link":"https:\/\/www.dinsmore.com\/publications\/cfpb-releases-new-required-form-for-use-in-employee-background-check-process\/","title":{"rendered":"CFPB Releases New Required Form for Use in Employee Background Check Process"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.dinsmore.com\/wp-content\/uploads\/2023\/04\/Legal-Alert_3_041823_Header-02.png\" alt=\"CFPB Releases New Required Form for Use in Employee Background Check Process\"\/><\/figure>\n\n\n\n<p>The Consumer Financial Protection Bureau has released an updated version of the &#8220;Summary of Your Rights Under the Fair Credit Reporting Act&#8221; notice that all employers must provide to employees before taking any adverse action based on the results of a background check.<\/p>\n\n\n\n<p>The document, which is available <a href=\"https:\/\/files.consumerfinance.gov\/f\/documents\/bcfp_consumer-rights-summary_2018-09.pdf\"><strong>here<\/strong><\/a>, contains several non-substantive changes from the previous version, including formatting changes.&nbsp; Despite the relatively minor revisions, all employers must begin providing employees with the updated Summary of Rights by March 20, 2024.&nbsp;<\/p>\n\n\n\n<p>Dinsmore recommends that employers replace the Summary of Rights sent to employees as soon as possible.&nbsp; If employers\u2019 Fair Credit Reporting Act documents are supplied by a third party such as a Consumer Reporting Agency, employers should verify with that third party that the most updated version of the Summary of Rights is being used.<\/p>\n\n\n\n<p>If you have any questions about whether your mandatory Fair Credit Reporting Act disclosure and authorization documents are up to date, please contact your Dinsmore attorney.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Consumer Financial Protection Bureau has released an updated version of the &#8220;Summary of Your Rights Under the Fair Credit Reporting Act&#8221; notice that all employers must provide to employees before taking any adverse action based on the results of a background check. 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